Direct billing at Net Dental Clinic Al Karama
GIG (AXA) Dental Insurance in Al Karama, Dubai
We bill GIG (AXA) directly, so you show your card at reception and pay only your co-payment, if your plan has one. GIG Gulf was formerly AXA Gulf.
If your card shows GIG (AXA) as the insurer or the network administrator, we can bill them directly.

About GIG (AXA)
GIG Gulf is the Gulf business of Gulf Insurance Group (GIG). It was formerly AXA Gulf: GIG bought AXA's Gulf insurance business and renamed it GIG Gulf. Many people in Dubai still have health plans or cards that carry the AXA name.
What your card may show
Your card may show GIG, GIG Gulf or, on older cards, AXA. Some plans are managed by a claims administrator, whose name may also appear.
- Your name and member number
- The name of your insurer, and of the administrator if there is one
- Your network or plan name
- The expiry date

How direct billing works
Show your GIG (AXA) card and Emirates ID at reception.
We check your dental cover with GIG (AXA) before treatment.
You pay only your co-payment, if any. We send the claim.
Approvals for dental treatment
Check-ups, cleaning and simple fillings often need no approval. Larger treatments such as root canals, crowns, surgical extractions and orthodontics often need approval from GIG (AXA) first. We send the request for you and tell you what is approved, and what you would pay, before treatment starts.
What GIG (AXA) plans often include
Dental cover is different on every plan. Many plans include check-ups, cleaning, fillings and extractions; some include root canals and crowns; braces and whitening are often not covered or have limits. Send us a photo of your card and we will tell you what your plan includes before you book.
Treatments people use their cover for
What patients say
I had my tooth extraction done today at Net Clinic, and I'm very happy with the care I received. Special thanks to Dr. Neenu and the nurse who assisted her. They both took excellent care of me and made me feel comfortable throughout the procedure. Highly recommended!
I'm so lucky to have found Dr. Harsha! She's a kind, gentle, and very patient dentist who genuinely cares about her patients. She took care of my braces journey from start to finish, and I'm really happy and satisfied with the result. Highly recommended!
My husband and I visited Dr. Aswathy for tooth filling and deep cleaning, and we had a really wonderful experience. The service was excellent, and the staff were extremely friendly, professional, and helpful. Highly recommended!
Dr Chinchu provided a great service during my extraction. Reassuring, precise and took great care in pain management during the procedure.




Frequently asked questions
Yes. AXA Gulf became GIG Gulf. We bill GIG directly.
It depends on your plan. Send a photo of your card on WhatsApp and we will check.
It depends on your plan. Send a photo of your card on WhatsApp and we will check.
You pay your co-payment, if your plan has one; we bill GIG (AXA) for the rest.
Some treatments need approval from GIG (AXA); we request it for you.
Your GIG (AXA) card and your Emirates ID.
We give you the full price in writing first, and you can pay in 4 interest-free payments with Tabby.
Insurance coverage is subject to your individual policy, network, benefits and treatment eligibility. Pre-approval requirements vary by plan. Please contact our clinic team to confirm your available dental benefits before treatment.

Book an appointment
Choose a time that suits you, with or without insurance. Message us on WhatsApp or call, and we will confirm your appointment.
Open every day, 9 am – 10 pm