Direct billing at Net Dental Clinic Al Karama
Inayah Dental Insurance in Al Karama, Dubai
We bill Inayah directly, so you show your card at reception and pay only your co-payment, if your plan has one.
If your card shows Inayah as the insurer or the network administrator, we can bill them directly.

About Inayah
Inayah is a UAE third-party administrator (TPA) that manages health insurance plans, approvals and claims for insurance companies. Its name sounds like Enaya, Dubai's government health programme, but they are different: Inayah administers private plans.
What your card may show
Your card shows the Inayah logo together with your insurance company and network.
- Your name and member number
- The name of your insurer, and of the administrator if there is one
- Your network or plan name
- The expiry date

How direct billing works
Show your Inayah card and Emirates ID at reception.
We check your dental cover with Inayah before treatment.
You pay only your co-payment, if any. We send the claim.
Approvals for dental treatment
Check-ups, cleaning and simple fillings often need no approval. Larger treatments such as root canals, crowns, surgical extractions and orthodontics often need approval from Inayah first. We send the request for you and tell you what is approved, and what you would pay, before treatment starts.
What Inayah plans often include
Dental cover is different on every plan. Many plans include check-ups, cleaning, fillings and extractions; some include root canals and crowns; braces and whitening are often not covered or have limits. Send us a photo of your card and we will tell you what your plan includes before you book.
Treatments people use their cover for
What patients say
I had my tooth extraction done today at Net Clinic, and I'm very happy with the care I received. Special thanks to Dr. Neenu and the nurse who assisted her. They both took excellent care of me and made me feel comfortable throughout the procedure. Highly recommended!
I'm so lucky to have found Dr. Harsha! She's a kind, gentle, and very patient dentist who genuinely cares about her patients. She took care of my braces journey from start to finish, and I'm really happy and satisfied with the result. Highly recommended!
My husband and I visited Dr. Aswathy for tooth filling and deep cleaning, and we had a really wonderful experience. The service was excellent, and the staff were extremely friendly, professional, and helpful. Highly recommended!
Dr Chinchu provided a great service during my extraction. Reassuring, precise and took great care in pain management during the procedure.




Frequently asked questions
No. Inayah is a claims administrator for private insurance plans. Enaya is Dubai's government health insurance programme. We bill both. See our Enaya page (/enaya).
It depends on your plan. Send a photo of your card and we will check.
For larger treatments, usually yes. We request it for you.
It depends on your plan. Send a photo of your card on WhatsApp and we will check.
You pay your co-payment, if your plan has one; we bill Inayah for the rest.
Some treatments need approval from Inayah; we request it for you.
Your Inayah card and your Emirates ID.
We give you the full price in writing first, and you can pay in 4 interest-free payments with Tabby.
Insurance coverage is subject to your individual policy, network, benefits and treatment eligibility. Pre-approval requirements vary by plan. Please contact our clinic team to confirm your available dental benefits before treatment.

Book an appointment
Choose a time that suits you, with or without insurance. Message us on WhatsApp or call, and we will confirm your appointment.
Open every day, 9 am – 10 pm